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  • VM-20 Company Experience Mortality Rates: APF 2020-08
    VM-20 Company Experience Mortality Rates: APF 2020-08 In November 2020 the Life Actuarial (A) Task Force ... Valuation Manual to determine company experience mortality rates. This article describes the three methods ...

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    • Authors: Timothy Cardinal
    • Date: Apr 2021
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: The Financial Reporter
    • Topics: Financial Reporting & Accounting>Statutory accounting; Life Insurance>Reserves - Life Insurance
  • VM-20 Game Changer: Mortality Aggregation
    VM-20 Game Changer: Mortality Aggregation The 2020 edition of the Valuation Manual permits ... Changer: Mortality Aggregation The 2020 edition of the Valuation Manual permits mortality data aggregation ...

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    • Authors: Timothy Cardinal
    • Date: May 2020
    • Competency: External Forces & Industry Knowledge
    • Publication Name: The Financial Reporter
    • Topics: Financial Reporting & Accounting; Financial Reporting & Accounting>Statutory accounting; Life Insurance; Life Insurance>Reserves - Life Insurance
  • A VM-20 Mortality and Credibility Factor Observation
    A VM-20 Mortality and Credibility Factor Observation A discussion on VM-20 reserves over the last decade ...

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    • Authors: Timothy Cardinal
    • Date: Dec 2017
    • Publication Name: The Financial Reporter
    • Topics: Financial Reporting & Accounting
  • A VM-20 Mortality and Credibility Factor Observation
    A VM-20 Mortality and Credibility Factor Observation Compares Term VM-20 modeled reserves at low credibility ... credibility factors. VM-20;mortality;credibility;reserves;Term Life 6442478560 9/1/2017 12:00:00 AM ...

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    • Authors: Timothy Cardinal
    • Date: Sep 2017
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Small Talk
    • Topics: Life Insurance>Reserves - Life Insurance
  • Book Review: Warren Buffett's Managment Secrets by Mary Buffett and David Clark
    Book Review: Warren Buffett's Managment Secrets by Mary Buffett and David Clark The reviewer thought ...

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    • Authors: Timothy Cardinal
    • Date: Feb 2012
    • Competency: External Forces & Industry Knowledge
    • Publication Name: The Stepping Stone
    • Topics: Actuarial Profession>Management skills
  • Term Net Premium Reserve (NPR) Calculation Description – March 2014
     Net premium constraint  Assumptions  Mortality: 2001 CSO Select & Ultimate  Interest: Similar ... Premium increases, thus, 1st segment = 20 years Mortality: Select rates in first segment; Ultimate thereafter ...

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    • Authors: Timothy Cardinal
    • Date: Mar 2014
  • VM Reporting Requirement for a Company with Low-Risk-Profile Products
    to disclose, i.e., what is used. What are the mortality rates? What are the lapse rates? VM-31 requires ... and excess), interest crediting rate strategy, mortality, policyholder dividend strategy, competitor or ...

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    • Authors: Bryan Amburn, Stefanie Porta, Timothy Cardinal
    • Date: Feb 2015
    • Publication Name: Small Talk
  • Book Review: Common Knowledge by Nancy Dixon
    index product a year after the annuity area launched an indexed annuity. A second captive is being formed ... Studies include BP’s Restructuring Change Team, U.S. Army Center for Army Lessons Learned, a 4-Step ...

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    • Authors: Timothy Cardinal
    • Date: May 2013
    • Competency: External Forces & Industry Knowledge>General business skills
    • Publication Name: The Stepping Stone
    • Topics: Actuarial Profession>Management skills
  • Life Reinsurance Treaty Construction: A Preview
    Life Reinsurance Treaty Construction. The report’s purpose is to increase awareness of the importance ...

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    • Authors: Steven Stockman, Timothy Cardinal
    • Date: Jul 2013
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Reinsurance News
  • Noteworthy Reads
    Behavior for Life and Annuity Products • Report on the Lapse and Mortality Experience of Post-Level ... Post-Level Premium Period Term Plans • Variable Annuity Guaranteed Living Benefits Utilization. Tim Cardinal ...

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    • Authors: Timothy Cardinal
    • Date: Jul 2015
    • Competency: Professional Values>Practice expertise; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Topics: Actuarial Profession>Competencies
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